Isnaad · Mogadishu · Est. 2026
Isnaad builds regulated, technology-driven institutions for Somalia's next economy — from financial services and credit information to digital security and trade.
Isnaad is the chain of transmission by which a report is authenticated — each link known, each link accountable. We apply that principle to enterprise.
Somalia's economy runs on trust. What it has lacked is the institutional infrastructure that turns personal trust into systemic trust: credit histories, verified identities, secured systems, regulated finance. Isnaad exists to build that infrastructure.
What we build
Each company stands on its own; together they form a chain — each link strengthening the next.
Security operations, managed services, and software delivery for banks, government, and enterprise.
Non-deposit-taking microfinance and payments, built on Islamic contracts and delivered digitally.
Verified repayment histories and a financial identity for borrowers — neutral by governance.
Import, export and commerce connecting Somali markets with the Gulf and East Africa.
The Group
Our subsidiaries and affiliates, anchored by the holding parent.
The investment and governance parent of the group — a family-owned investment holding across Somalia and Kenya.
Cyber security and information technology for banks, government, and enterprise.
Sharia-compliant cross-border payments on the Gulf–East Africa corridor.
Property solutions across Kenya and Somalia — development, sales, and property management.
School-management SaaS — students, staff, fees, exams, attendance, and parent communication, on web and mobile.
Import, export and general commerce connecting Somali markets with Gulf and East African suppliers.
What we hold to
We are custodians first — of client funds, client data, and client trust.
Every claim verifiable. Every decision accountable to a named person.
Excellence of craft. Systems are built properly, or not at all.
Sharia-compliant by design, not by disclaimer.
Local ownership, local jobs, local data residency.
Why Somalia · Why now
Isnaad builds the layers Somalia's digitising economy is still missing — credit information and cyber security first, connected to the Gulf–East Africa corridor.
One of the world’s most dynamic remittance economies, digitising fast.
A new regulatory foundation — the Financial Institutions Law (2025), the NDMFI licensing regime, and the Data Protection Act (2023) — means the rails for formal finance now exist.
Mobile-money penetration is among the highest in Africa; credit information and cyber security are the missing layers.
Isnaad builds the missing layers.
The corridor
For partnership, regulatory, or investment enquiries, we would be glad to speak with you.
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